{"id":688,"date":"2026-07-14T18:54:37","date_gmt":"2026-07-14T09:54:37","guid":{"rendered":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/"},"modified":"2026-07-14T18:54:37","modified_gmt":"2026-07-14T09:54:37","slug":"what-is-stellar-xlm","status":"publish","type":"post","link":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/","title":{"rendered":"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc774\ub780? \uc740\ud589 \uc5c6\ub294 \uad6d\uc81c \uc1a1\uae08, 12\ub144\uc9f8 \ud558\ub294 \uc77c"},"content":{"rendered":"<div id=\"cbx-root\">\n<div class=\"geo\">\n<h3>\ud575\uc2ec \uc694\uc57d<\/h3>\n<ul>\n<li>\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc740 <strong>2014\ub144\ubd80\ud130 \uad6d\uc81c \uc1a1\uae08\u00b7\uacb0\uc81c\uc5d0 \uc9d1\uc911\ud574 \uc628 \ub124\ud2b8\uc6cc\ud06c<\/strong>\uc785\ub2c8\ub2e4. \ub9ac\ud50c \uacf5\ub3d9\ucc3d\uc5c5\uc790 \uc81c\ub4dc \ub9e4\uce98\ub7fd\uc774 \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ucc44\uad74 \uc5c6\uc774 \uc790\uccb4 \ud569\uc758(SCP)\ub85c <strong>3~5\ucd08 \ub9cc\uc5d0 \uc815\uc0b0<\/strong>\ub418\uace0 \uc218\uc218\ub8cc\ub294 \uc0ac\uc2e4\uc0c1 0\uc6d0\uc785\ub2c8\ub2e4.<\/li>\n<li>2026\ub144 3\uc6d4 \ubbf8\uad6d \uaddc\uc81c\ub2f9\uad6d\uc758 <strong>\ub514\uc9c0\ud138 \uc0c1\ud488 \ubd84\ub958<\/strong>\ub97c \ubc1b\uc544 \ucd5c\ub300 \ubc95\uc801 \ub9ac\uc2a4\ud06c\ub97c \ub35c\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud1a0\ud070\ud654 \uc2e4\ubb3c\uc790\uc0b0(RWA)\uc774 <strong>12\uc5b5 \ub2ec\ub7ec\ub97c \ub118\uacbc\uace0<\/strong>, 7\uc6d4 Protocol 27 \uc5c5\uadf8\ub808\uc774\ub4dc\uc640 Bitwise \uc9c0\uc218 \uc7ac\ud3b8\uc785 \uc18c\uc2dd\uc774 \uc774\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc2dc\uc138\ub294 2026\ub144 7\uc6d4 \uae30\uc900 0.18~0.20\ub2ec\ub7ec \uc120. \uc2dc\uac00\ucd1d\uc561 13~16\uc704\uc758 \ub300\ud615 \ucf54\uc778\uc774\uc9c0\ub9cc 2018\ub144 \uace0\uc810 \ub300\ube44\ub85c\ub294 78%\uac00\ub7c9 \ub0ae\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<p>\ud574\uc678\ub85c \ub3c8\uc744 \ubcf4\ub0b4 \ubcf8 \uc0ac\ub78c\uc740 \uc555\ub2c8\ub2e4. \uc218\uc218\ub8cc \uba87\ub9cc \uc6d0\uc5d0 \uba70\uce60\uc529 \uac78\ub9ac\ub294 \uadf8 \ub2f5\ub2f5\ud568\uc744\uc694. \uc774 \ubb38\uc81c \ud558\ub098\ub97c 12\ub144\uc9f8 \ubd99\uc7a1\uace0 \uc788\ub294 \ucf54\uc778\uc774 \uc2a4\ud154\ub77c\ub8e8\uba58\uc785\ub2c8\ub2e4. \ub3c4\uc9c0\ucf54\uc778\ucc98\ub7fc \uc6c3\uae30\uc9c0\ub3c4, AI \ucf54\uc778\ucc98\ub7fc \ud654\ub824\ud558\uc9c0\ub3c4 \uc54a\uc9c0\ub9cc, \uc2dc\uac00\ucd1d\uc561 \uc0c1\uc704\uad8c\uc744 \uc880\ucc98\ub7fc \ubc97\uc5b4\ub098\uc9c0 \uc54a\ub294 \uc870\uc6a9\ud55c \ud130\uc90f\ub300\uac10\uc774\uc8e0. \ub9ac\ud50c\uc744 \ub9cc\ub4e4\uc5c8\ub358 \uc0ac\ub78c\uc774 \ub9ac\ud50c\uc744 \ub098\uc640\uc11c \ub9cc\ub4e0 \ud504\ub85c\uc81d\ud2b8\ub77c\ub294 \ucd9c\uc0dd\uc758 \ube44\ubc00\uae4c\uc9c0, \uc54c\uace0 \ubcf4\uba74 \uc774\uc57c\uae43\uac70\ub9ac\uac00 \ub9ce\uc740 \ucf54\uc778\uc785\ub2c8\ub2e4.<\/p>\n<h2>\uc2a4\ud154\ub77c\ub8e8\uba58, \ub9ac\ud50c\uacfc \ubb34\uc2a8 \uad00\uacc4\uc778\uac00?<\/h2>\n<p>\uc2a4\ud154\ub77c\ub294 <strong>\ub9ac\ud50c \uacf5\ub3d9\ucc3d\uc5c5\uc790 \uc81c\ub4dc \ub9e4\uce98\ub7fd\uc774 2014\ub144 \ub9ac\ud50c\uc744 \ub098\uc640 \ub9cc\ub4e0 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c<\/strong>\uc785\ub2c8\ub2e4. \ubc29\ud5a5\uc740 \uac08\ub838\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c\uc774 \uc740\ud589\uc744 \uace0\uac1d\uc73c\ub85c \uc0bc\uc558\ub2e4\uba74, \uc2a4\ud154\ub77c\ub294 \uc740\ud589 \ubb38\ud131\uc774 \ub192\uc740 \uac1c\uc778\uacfc \uc2e0\ud765\uad6d\uc744 \uba3c\uc800 \ubd24\uc8e0. \uc6b4\uc601\uc740 \ube44\uc601\ub9ac <strong>\uc2a4\ud154\ub77c\uac1c\ubc1c\uc7ac\ub2e8(SDF)<\/strong>\uc774 \ub9e1\uace0, \ucd08\uae30\uc5d4 \uacb0\uc81c \uae30\uc5c5 \uc2a4\ud2b8\ub77c\uc774\ud504\uc758 \ud22c\uc790\ub97c \ubc1b\uc558\uc2b5\ub2c8\ub2e4. XLM(\ub8e8\uba58)\uc774 \uc774 \ub124\ud2b8\uc6cc\ud06c\uc758 \uc5f0\ub8cc\uc785\ub2c8\ub2e4.<\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/07\/XLM_2_basic.png\" alt=\"XLM \uae30\ubcf8 \uc815\ubcf4. \ub9ac\ud50c\uc5d0\uc11c \uac08\ub77c\uc838 \ub098\uc628 12\ub144\ucc28 \uacb0\uc81c\ub9dd\uc774\ub2e4.\" \/><figcaption>\u25b2 XLM \uae30\ubcf8 \uc815\ubcf4. \ub9ac\ud50c\uc5d0\uc11c \uac08\ub77c\uc838 \ub098\uc628 12\ub144\ucc28 \uacb0\uc81c\ub9dd\uc774\ub2e4.<\/figcaption><\/figure>\n<p>\ucc44\uad74\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. \uc790\uccb4 \ud569\uc758 \ubc29\uc2dd\uc778 <strong>SCP<\/strong>\ub85c 3~5\ucd08\ub9c8\ub2e4 \uc7a5\ubd80\ub97c \ud655\uc815\ud558\uace0, \uc218\uc218\ub8cc\ub294 1\uc6d0\uc5d0\ub3c4 \ud55c\ucc38 \ubabb \ubbf8\uce69\ub2c8\ub2e4. \ub2ec\ub7ec\ub97c \ud398\uc18c\ub85c \ubcf4\ub0bc \ub54c XLM\uc774 \uc911\uac04\uc5d0\uc11c <strong>\ub2e4\ub9ac(\ube0c\ub9ac\uc9c0) \uc5ed\ud560<\/strong>\uc744 \ud574 \uac00\uc7a5 \uc2fc \ud658\uc804 \uacbd\ub85c\ub97c \ucc3e\uc544 \uc8fc\ub294 \uad6c\uc870\uc8e0. 2019\ub144\uc5d0 \uc7ac\ub2e8\uc774 550\uc5b5 \uac1c\ub97c \ud0dc\uc6cc \ucd1d\uacf5\uae09\uc744 500\uc5b5 \uac1c\ub85c \uc904\uc600\uace0, \ud604\uc7ac \uc57d 341\uc5b5 \uac1c\uac00 \uc720\ud1b5 \uc911\uc785\ub2c8\ub2e4.<\/p>\n<p class=\"note\">\u203b \uc2dc\uc138\ub294 2026\ub144 7\uc6d4 \uae30\uc900 0.18~0.20\ub2ec\ub7ec \uc120\uc785\ub2c8\ub2e4. 6\uc6d4 \ucd08 0.26\ub2ec\ub7ec\uae4c\uc9c0 \ubc18\ub4f1\ud588\ub2e4\uac00 \uc870\uc815\ubc1b\uc740 \ud750\ub984\uc774\uace0, 2018\ub144 \uace0\uc810 0.87\ub2ec\ub7ec \ub300\ube44\ub85c\ub294 78%\uac00\ub7c9 \ub0ae\uc2b5\ub2c8\ub2e4. \uc218\uce58\ub294 \uc2dc\uc810\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>2026\ub144, 12\ub144\ucc28 \ucf54\uc778\uc5d0 \ubb34\uc2a8 \uc77c\uc774?<\/h2>\n<p>\uc62c\ud574 \uc2a4\ud154\ub77c \ub274\uc2a4\ub294 \uaddc\uc81c \uccad\uc2e0\ud638\uc640 \ud1a0\ud070\ud654, \ub450 \ucd95\uc73c\ub85c \ud758\ub7ec\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/07\/XLM_3_issues.png\" alt=\"2026\ub144 \uc8fc\uc694 \uc774\uc288. \ubc95\uc801 \uc548\uac1c\uac00 \uac77\ud788\uace0 \ud1a0\ud070\ud654\uac00 \ubd99\uc5c8\ub2e4.\" \/><figcaption>\u25b2 2026\ub144 \uc8fc\uc694 \uc774\uc288. \ubc95\uc801 \uc548\uac1c\uac00 \uac77\ud788\uace0 \ud1a0\ud070\ud654\uac00 \ubd99\uc5c8\ub2e4.<\/figcaption><\/figure>\n<ul class=\"feat\">\n<li><strong>\ub514\uc9c0\ud138 \uc0c1\ud488 \ubd84\ub958(3\uc6d4)<\/strong>: \ubbf8\uad6d \uaddc\uc81c\ub2f9\uad6d\uc774 XLM\uc744 \uc99d\uad8c\uc774 \uc544\ub2cc \ub514\uc9c0\ud138 \uc0c1\ud488\uc73c\ub85c \ubd84\ub958\ud588\uc2b5\ub2c8\ub2e4. \uc774 \ucf54\uc778\uc744 \ub530\ub77c\ub2e4\ub2c8\ub358 \uac00\uc7a5 \ud070 \ubc95\uc801 \ub9ac\uc2a4\ud06c\uac00 \uc815\ub9ac\ub41c \uc0ac\uac74\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>Protocol 27 &#8216;Zipper'(7\uc6d4 10\uc77c)<\/strong>: \uc2a4\ub9c8\ud2b8 \uacc4\uc57d \uacc4\uc815\uc5d0 \uc704\uc784 \uc778\uc99d\uacfc \uac1c\ubc1c\uc790 \uc2e0\uc6d0 \uac80\uc99d\uc744 \ub354\ud55c \uc5c5\uadf8\ub808\uc774\ub4dc\uac00 \uba54\uc778\ub137\uc5d0 \uc62c\ub77c\uac14\uc2b5\ub2c8\ub2e4. \ub2f9\uc77c 6% \uc0c1\uc2b9\uc5d0 \uac70\ub798\ub7c9\uc774 3\ubc30\ub85c \ub6f0\uba70 \uc2dc\uc7a5\ub3c4 \ubc18\uacbc\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>Bitwise Top 10 \uc9c0\uc218 \uc7ac\ud3b8\uc785<\/strong>: \uac19\uc740 \ub0a0 XLM\uc774 \uae30\uad00\uc6a9 \ub300\ud45c \uc9c0\uc218\uc5d0 \ubcf5\uadc0\ud588\uc2b5\ub2c8\ub2e4. \ud1a0\ud070\ud654 \uc790\uc0b0 \ucc44\ud0dd\uc744 \uc778\uc815\ubc1b\uc558\ub2e4\ub294 \uc2e0\ud638\ub85c \uc77d\ud799\ub2c8\ub2e4.<\/li>\n<li><strong>RWA 12\uc5b5 \ub2ec\ub7ec \ub3cc\ud30c<\/strong>: \ud504\ub7ad\ud074\ub9b0\ud15c\ud50c\ud134 \ud380\ub4dc\ub97c \ube44\ub86f\ud55c \ud1a0\ud070\ud654 \uc2e4\ubb3c\uc790\uc0b0\uc774 12\uc5b5 \ub2ec\ub7ec\ub97c \ub118\uacbc\uace0, \ub9c8\uc15c\uc81c\ub3c4\uc758 \uc628\uccb4\uc778 \uae30\ubcf8\uc18c\ub4dd \uc9c0\uae09 \uac19\uc740 \uc815\ubd80 \uc0ac\ub840\ub3c4 \ub098\uc654\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc SWIFT\uac00 17\uac1c \uc740\ud589\uacfc \ube14\ub85d\uccb4\uc778 \uacf5\uc720\uc6d0\uc7a5 \ud30c\uc77c\ub7ff\uc744 \uc2dc\uc791\ud55c \uac74 \ub9cc\ub9cc\uce58 \uc54a\uc740 \uacbd\uc7c1 \uc2e0\ud638\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uc774 \ud750\ub984\uc740 <a href=\"https:\/\/www.coinddak.com\/news\/articleView.html?idxno=6565\" rel=\"noopener\">\uc544\uba55\uc2a4\uac00 \uc2a4\ud14c\uc774\ube14\ucf54\uc778\u00b7\ud504\ub85c\uadf8\ub798\uba38\ube14 \uba38\ub2c8 \uc0ac\uc5c5\uc5d0 \ub6f0\uc5b4\ub4e4\uc5c8\ub2e4\ub294 \uc18c\uc2dd<\/a>\uacfc \uac19\uc740 \ubb3c\uacb0\uc785\ub2c8\ub2e4. \uacb0\uc81c \ub300\uae30\uc5c5\ub4e4\uc774 \uc628\uccb4\uc778\uc73c\ub85c \ub4e4\uc5b4\uc62c\uc218\ub85d \uc2a4\ud154\ub77c\uac00 12\ub144\uac04 \uae54\uc544 \uc628 \uc1a1\uae08 \ub808\uc77c\uc758 \uac00\uce58\ub3c4, \uacbd\uc7c1\uc758 \uac15\ub3c4\ub3c4 \ud568\uaed8 \ucee4\uc9d1\ub2c8\ub2e4.<\/p>\n<h2>\ubb58 \ubb34\uae30\ub85c 12\ub144\uc744 \ubc84\ud17c\ub098?<\/h2>\n<p>\uc2a4\ud154\ub77c\uc758 \ubb34\uae30\ub294 \ud654\ub824\ud568\uc774 \uc544\ub2c8\ub77c \uafb8\uc900\ud568\uc785\ub2c8\ub2e4. \ub137\uc73c\ub85c \ucd94\ub824\uc9d1\ub2c8\ub2e4.<\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/07\/XLM_4_features.png\" alt=\"3~5\ucd08 \uc815\uc0b0, \ube0c\ub9ac\uc9c0 \ud1b5\ud654, \ud1a0\ud070\ud654, \uc18c\ub85c\ubc18. \uacb0\uc81c\uc5d0 \uc62c\uc778\ud55c \uad6c\uc131.\" \/><figcaption>\u25b2 3~5\ucd08 \uc815\uc0b0, \ube0c\ub9ac\uc9c0 \ud1b5\ud654, \ud1a0\ud070\ud654, \uc18c\ub85c\ubc18. \uacb0\uc81c\uc5d0 \uc62c\uc778\ud55c \uad6c\uc131.<\/figcaption><\/figure>\n<ul class=\"feat\">\n<li><strong>3~5\ucd08 \uc815\uc0b0\u00b7\uc81c\ub85c \uc218\uc218\ub8cc<\/strong>: \ucc44\uad74 \uc5c6\ub294 SCP \ud569\uc758\ub85c \ube60\ub974\uace0 \uc0ac\uc2e4\uc0c1 \uacf5\uc9dc\uc785\ub2c8\ub2e4. \uc18c\uc561 \uc1a1\uae08\uc5d0 \ub531 \ub9de\ub294 \uc2a4\ud399\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\ube0c\ub9ac\uc9c0 \ud1b5\ud654 XLM<\/strong>: \uc11c\ub85c \ub2e4\ub978 \ud1b5\ud654 \uc0ac\uc774\uc5d0\uc11c XLM\uc774 \ub2e4\ub9ac\uac00 \ub3fc \ucd5c\uc801 \ud658\uc804 \uacbd\ub85c\ub97c \ucc3e\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc790\uc0b0 \ud1a0\ud070\ud654 \ub0b4\uc7a5<\/strong>: \ub2ec\ub7ec\ub4e0 \uae08\uc774\ub4e0 \ubb34\uc5c7\uc774\ub4e0 \ud1a0\ud070\uc73c\ub85c \ubc1c\ud589\u00b7\uac70\ub798\ud558\ub294 \uae30\ub2a5\uc774 \ud504\ub85c\ud1a0\ucf5c\uc5d0 \uae30\ubcf8 \ud0d1\uc7ac\ub3fc \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc18c\ub85c\ubc18 \uc2a4\ub9c8\ud2b8 \uacc4\uc57d<\/strong>: 2023\ub144\ubd80\ud130 \uc2a4\ub9c8\ud2b8 \uacc4\uc57d\uc774 \ubd99\uc5b4 \ub514\ud30c\uc774\u00b7\ud504\ub85c\uadf8\ub798\uba38\ube14 \uacb0\uc81c\uae4c\uc9c0 \uc601\uc5ed\uc744 \ub113\ud614\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<div class=\"cta\">\n<p>\uc2a4\ud154\ub77c\ub8e8\uba58(XLM) \uc9c0\uae08 \uac00\uaca9\uc774 \uad81\uae08\ud558\ub2e4\uba74<\/p>\n<p><a href=\"https:\/\/stocklabs.co.kr\/coin?symbol=XLM\" rel=\"noopener\">XLM \uc2dc\uc138 \ud655\uc778\ud558\uae30<\/a><\/div>\n<h2>\uc0dd\ud0dc\uacc4\ub294 \uc5b4\ub5bb\uac8c \uad74\ub7ec\uac00\ub098?<\/h2>\n<p>\uc2a4\ud154\ub77c \uc0dd\ud0dc\uacc4\uc758 \ubf08\ub300\ub294 &#8216;\uc575\ucee4&#8217;\ub77c\uace0 \ubd80\ub974\ub294 \ud604\uc2e4 \uc138\uacc4\uc640\uc758 \uc5f0\uacb0 \uace0\ub9ac\uc785\ub2c8\ub2e4.<\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/07\/XLM_5_ecosystem.png\" alt=\"\uc575\ucee4\uac00 \ud604\uae08\uacfc \uc628\uccb4\uc778\uc744 \uc787\uace0, \uadf8 \uc704\uc5d0 \ud1a0\ud070\ud654\uc640 \ub514\ud30c\uc774\uac00 \uc5b9\ud78c\ub2e4.\" \/><figcaption>\u25b2 \uc575\ucee4\uac00 \ud604\uae08\uacfc \uc628\uccb4\uc778\uc744 \uc787\uace0, \uadf8 \uc704\uc5d0 \ud1a0\ud070\ud654\uc640 \ub514\ud30c\uc774\uac00 \uc5b9\ud78c\ub2e4.<\/figcaption><\/figure>\n<p>\uac01\uad6d\uc758 <strong>\uc575\ucee4<\/strong>(\uc740\ud589\u00b7\uc1a1\uae08\uc0ac\uc5c5\uc790)\uac00 \ud604\uc9c0 \ud1b5\ud654 \uc785\ucd9c\uae08\uc744 \ub9e1\uc544 170\uac1c\uad6d \uc774\uc0c1\uc744 \uc787\uace0, <strong>\uba38\ub2c8\uadf8\ub7a8<\/strong> \uc81c\ud734\ub85c \ud604\uae08 \uc778\ucd9c\uae4c\uc9c0 \uc5f0\uacb0\ub429\ub2c8\ub2e4. \uadf8 \uc704\uc5d0 \ud504\ub7ad\ud074\ub9b0\ud15c\ud50c\ud134 \ud380\ub4dc \uac19\uc740 <strong>\ud1a0\ud070\ud654 \uc790\uc0b0<\/strong>\uacfc \uc18c\ub85c\ubc18 \ub514\ud30c\uc774\uac00 \uc5b9\ud788\ub294 \uad6c\uc870\uc8e0. \uc591\uc790\ub0b4\uc131 \uc554\ud638 \ub3c4\uc785 \uacc4\ud68d, 3\ubd84\uae30 \uba54\ub9ac\ub514\uc548 \ucee8\ud37c\ub7f0\uc2a4\ucc98\ub7fc \uae30\uad00 \ucde8\ud5a5\uc758 \uc77c\uc815\ub3c4 \uc904\uc904\uc774 \uc7a1\ud600 \uc788\uc2b5\ub2c8\ub2e4. \uac1c\uc778\uc801\uc73c\ub85c \uc2a4\ud154\ub77c\ub97c \ubcfc \ub54c\ub294 \uac00\uaca9\ubcf4\ub2e4 \uc628\uccb4\uc778 \uacb0\uc81c\u00b7\ud1a0\ud070\ud654 \uaddc\ubaa8\uc758 \ucd94\uc774\ub97c \uba3c\uc800 \ud655\uc778\ud569\ub2c8\ub2e4. \uc774 \ucf54\uc778\uc758 \uc874\uc7ac \uc774\uc720\uac00 \uac70\uae30 \uc788\uc73c\ub2c8\uae4c\uc694.<\/p>\n<h2>\uc0b4\uc544\ub0a8\uc740 \uacb0\uc81c \ucf54\uc778, \uc774\uc81c \uc624\ub97c \uc77c\ub9cc \ub0a8\uc558\ub098?<\/h2>\n<p>\uadf8\ub807\uac8c \ub2e8\uc21c\ud558\uc9c4 \uc54a\uc2b5\ub2c8\ub2e4. \uc2a4\ud154\ub77c\uc758 \uae30\ub300\uc640 \ub9ac\uc2a4\ud06c\ub97c \ub098\ub780\ud788 \ub193\uace0 \ubcf4\uc8e0.<\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/07\/XLM_6_outlook.png\" alt=\"\uaddc\uc81c \uccad\uc2e0\ud638 vs \uc0bc\uba74\uc758 \uacbd\uc7c1. \uc2a4\ud154\ub77c\uc758 \uc800\uc6b8\uc774\ub2e4.\" \/><figcaption>\u25b2 \uaddc\uc81c \uccad\uc2e0\ud638 vs \uc0bc\uba74\uc758 \uacbd\uc7c1. \uc2a4\ud154\ub77c\uc758 \uc800\uc6b8\uc774\ub2e4.<\/figcaption><\/figure>\n<p><strong>\uc9c0\ucf1c\ubcfc \uac83<\/strong>\uc740 RWA\u00b7\uacb0\uc81c \uaddc\ubaa8\uac00 \uacc4\uc18d \ud06c\ub294\uc9c0, \ub514\uc9c0\ud138 \uc0c1\ud488 \ubd84\ub958 \uc774\ud6c4 \uae30\uad00 \uc790\uae08\uc774 \uc2e4\uc81c\ub85c \ub4e4\uc5b4\uc624\ub294\uc9c0, Protocol 27 \uac19\uc740 \uc5c5\uadf8\ub808\uc774\ub4dc\uac00 \uac1c\ubc1c\uc790 \uc720\uc785\uc73c\ub85c \uc774\uc5b4\uc9c0\ub294\uc9c0\uc785\ub2c8\ub2e4. <strong>\uc870\uc2ec\ud560 \uac83<\/strong>\uc740 \uacbd\uc7c1\uc758 \uc0bc\uba74\uc804\uc785\ub2c8\ub2e4. \uac19\uc740 \uc1a1\uae08\ud310\uc758 \ub9ac\ud50c, \uc1a1\uae08 \uc218\uc694 \uc790\uccb4\ub97c \ud761\uc218\ud558\ub294 \uc2a4\ud14c\uc774\ube14\ucf54\uc778, \uadf8\ub9ac\uace0 \uc740\ud589 \uc5f0\ud569\uc758 SWIFT \uacf5\uc720\uc6d0\uc7a5\uae4c\uc9c0. \uc720\ud1b5\ub418\uc9c0 \uc54a\uc740 \uc7ac\ub2e8 \ubb3c\ub7c9\uc774 \uc5ec\uc804\ud788 \uc218\uc2ed\uc5b5 \uac1c \ub0a8\uc544 \uc788\ub2e4\ub294 \uc810, \uc2dc\uc138\uac00 \uacb0\uc81c \uc2e4\uc801\ubcf4\ub2e4 \uc2dc\uc7a5 \uc0ac\uc774\ud074\uc5d0 \uc88c\uc6b0\ub3fc \uc628 \uc5ed\uc0ac\ub3c4 \uae30\uc5b5\ud574 \ub458 \ubd80\ubd84\uc785\ub2c8\ub2e4.<\/p>\n<p>\uad6d\ub0b4 \ud22c\uc790\uc790\ub4e4\uc758 \uc2a4\ud154\ub77c\ub8e8\uba58 \ub9e4\uc218 \uac15\ub3c4\ub294 <a href=\"https:\/\/sigbtc.pro\/kimchi-premium\" rel=\"noopener\">\uc2dc\uadf8\ube44\ud2b8 \uc2e4\uc2dc\uac04 \uae40\uce58\ud504\ub9ac\ubbf8\uc5c4<\/a>\uc5d0\uc11c \uad6d\ub0b4\uc678 \uac00\uaca9 \ucc28\uc774\ub85c \uac00\ub2a0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>FAQ<\/h2>\n<div class=\"faq\">\n<p class=\"q\">Q. \uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc740 \uc5b4\ub5a4 \ucf54\uc778\uc778\uac00\uc694?<\/p>\n<p>2014\ub144\ubd80\ud130 \uad6d\uc81c \uc1a1\uae08\u00b7\uacb0\uc81c\uc5d0 \uc9d1\uc911\ud574 \uc628 \uc2a4\ud154\ub77c \ub124\ud2b8\uc6cc\ud06c\uc758 \ucf54\uc778\uc785\ub2c8\ub2e4. \uc218\uc218\ub8cc \uc9c0\ubd88\uacfc \ud1b5\ud654 \uac04 \ub2e4\ub9ac(\ube0c\ub9ac\uc9c0) \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<p class=\"q\">Q. \uc2a4\ud154\ub77c\uc640 \ub9ac\ud50c\uc740 \ubb50\uac00 \ub2e4\ub978\uac00\uc694?<\/p>\n<p>\uac19\uc740 \ucc3d\uc5c5\uc790(\uc81c\ub4dc \ub9e4\uce98\ub7fd)\uc5d0\uc11c \uac08\ub77c\uc84c\uc9c0\ub9cc, \ub9ac\ud50c\uc740 \uc740\ud589 \uac04 \uc815\uc0b0\uc5d0, \uc2a4\ud154\ub77c\ub294 \uac1c\uc778\u00b7\uc2e0\ud765\uad6d \uc1a1\uae08\uacfc \uae08\uc735 \uc811\uadfc\uc131\uc5d0 \ubb34\uac8c\ub97c \ub461\ub2c8\ub2e4. \uc6b4\uc601\ub3c4 \uc2a4\ud154\ub77c\ub294 \ube44\uc601\ub9ac \uc7ac\ub2e8 \uc911\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<p class=\"q\">Q. XLM\uc740 \ucc44\uad74\ud558\ub098\uc694?<\/p>\n<p>\uc544\ub2c8\uc694. \ucc44\uad74 \uc5c6\uc774 \uc2a4\ud154\ub77c \ud569\uc758 \ud504\ub85c\ud1a0\ucf5c(SCP)\ub85c 3~5\ucd08\ub9c8\ub2e4 \uac70\ub798\ub97c \ud655\uc815\ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc5d0\ub108\uc9c0 \uc18c\ubaa8\uc640 \uc218\uc218\ub8cc\uac00 \uadf9\ud788 \uc801\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"q\">Q. 2026\ub144 \ub514\uc9c0\ud138 \uc0c1\ud488 \ubd84\ub958\uac00 \uc65c \uc911\uc694\ud55c\uac00\uc694?<\/p>\n<p>\uc99d\uad8c\uc774\ub0d0\ub294 \ubc95\uc801 \ubd88\ud655\uc2e4\uc131\uc774 \uc815\ub9ac\ub3fc \uae30\uad00 \ud22c\uc790\uc640 \uc0c1\ud488\ud654(ETF \ub4f1)\uc758 \uae38\uc774 \ub113\uc5b4\uc84c\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<p class=\"q\">Q. XLM \ud22c\uc790\uc5d0\uc11c \ubb58 \uc870\uc2ec\ud574\uc57c \ud558\ub098\uc694?<\/p>\n<p>\ub9ac\ud50c\u00b7\uc2a4\ud14c\uc774\ube14\ucf54\uc778\u00b7SWIFT\uc640\uc758 \uc0bc\uba74 \uacbd\uc7c1, \uc7ac\ub2e8 \ubcf4\uc720 \ubb3c\ub7c9, \uadf8\ub9ac\uace0 \uacb0\uc81c \uc2e4\uc801\uacfc \uc2dc\uc138\uac00 \ub530\ub85c \uc6c0\uc9c1\uc5ec \uc628 \uc774\ub825\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<h2>\ud654\ub824\ud55c \uc801 \uc5c6\uc9c0\ub9cc \uc0ac\ub77c\uc9c4 \uc801\ub3c4 \uc5c6\ub294<\/h2>\n<p>\uc2a4\ud154\ub77c\ub8e8\uba58\uc740 12\ub144 \ub3d9\uc548 \ud55c \uc6b0\ubb3c\ub9cc \ud320\uace0, 2026\ub144 \ub4e4\uc5b4 \uaddc\uc81c \uccad\uc2e0\ud638\uc640 \ud1a0\ud070\ud654 \uc2e4\uc801\uc774\ub77c\ub294 \uacb0\uc2e4\uc744 \uc190\uc5d0 \uc950\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \ubb38\uc81c\ub294 \uc774 \ud310\uc5d0 \ub9ac\ud50c, \uc2a4\ud14c\uc774\ube14\ucf54\uc778, \uc740\ud589 \uc5f0\ud569\uae4c\uc9c0 \uc804\ubd80 \ub6f0\uc5b4\ub4e4\uc5c8\ub2e4\ub294 \uac83. \uc2b9\ubd80\ucc98\ub294 \uc2a4\ud154\ub77c \uc704\ub97c \uc2e4\uc81c\ub85c \ud750\ub974\ub294 \ub3c8\uc758 \uaddc\ubaa8\uc785\ub2c8\ub2e4. \uac00\uaca9 \ucc28\ud2b8\ubcf4\ub2e4 \uc628\uccb4\uc778 \uacb0\uc81c\ub7c9\uacfc RWA \uc794\uace0, \uc774 \ub450 \uc22b\uc790\ub97c \uce98\ub9b0\ub354 \uc0bc\uc544 \ub530\ub77c\uac00\ub294 \ucabd\uc744 \uad8c\ud569\ub2c8\ub2e4.<\/p>\n<p class=\"disc\">\uc774 \uae00\uc740 \uc815\ubcf4 \uacf5\uc720 \ubaa9\uc801\uc73c\ub85c \uc791\uc131\ud588\uc73c\uba70 \ud22c\uc790 \uad8c\uc720\uac00 \uc544\ub2d9\ub2c8\ub2e4. \uc2dc\uc138\uc640 \uc218\uce58\ub294 2026\ub144 7\uc6d4 \uae30\uc900\uc774\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uace0, \ud22c\uc790 \ud310\ub2e8\uacfc \ucc45\uc784\uc740 \ubcf8\uc778\uc5d0\uac8c \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ud575\uc2ec \uc694\uc57d \uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc740 2014\ub144\ubd80\ud130 \uad6d\uc81c \uc1a1\uae08\u00b7\uacb0\uc81c\uc5d0 \uc9d1\uc911\ud574 \uc628 \ub124\ud2b8\uc6cc\ud06c\uc785\ub2c8\ub2e4. \ub9ac\ud50c \uacf5\ub3d9\ucc3d\uc5c5\uc790 \uc81c\ub4dc \ub9e4\uce98\ub7fd\uc774 \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \ucc44\uad74 \uc5c6\uc774 \uc790\uccb4 \ud569\uc758(SCP)\ub85c 3~5\ucd08 \ub9cc\uc5d0 \uc815\uc0b0\ub418\uace0 \uc218\uc218\ub8cc\ub294 \uc0ac\uc2e4\uc0c1 0\uc6d0\uc785\ub2c8\ub2e4. 2026\ub144 3\uc6d4 \ubbf8\uad6d \uaddc\uc81c\ub2f9\uad6d\uc758 \ub514\uc9c0\ud138 \uc0c1\ud488 \ubd84\ub958\ub97c \ubc1b\uc544 \ucd5c\ub300 \ubc95\uc801&#8230;<\/p>\n","protected":false},"author":2,"featured_media":682,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[107,417,416,384,419,39,420,418,415,132],"class_list":["post-688","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoin","tag-rwa","tag-stellar","tag-xlm","tag-384","tag-419","tag-39","tag-420","tag-418","tag-415","tag-132"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\uc2a4\ud154\ub77c\ub8e8\uba58(XLM) \ucf54\uc778\uc774\ub780? \uad6d\uc81c \uc1a1\uae08\u00b7\ud1a0\ud070\ud654 \uc815\ub9ac | \ucf54\uc778\ud22c\ube57<\/title>\n<meta name=\"description\" content=\"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc740 2014\ub144\ubd80\ud130 \uad6d\uacbd \uc5c6\ub294 \uc1a1\uae08 \ud558\ub098\uc5d0 \uc9d1\uc911\ud574 \uc628 \uacb0\uc81c\ub9dd\uc785\ub2c8\ub2e4. \ub9ac\ud50c\uacfc\uc758 \uad00\uacc4, 3~5\ucd08 \uc815\uc0b0\uc758 \uc6d0\ub9ac, 2026\ub144 \ub514\uc9c0\ud138 \uc0c1\ud488 \ubd84\ub958\uc640 Protocol 27 \uc5c5\uadf8\ub808\uc774\ub4dc, RWA 12\uc5b5 \ub2ec\ub7ec\uc758 \uc758\ubbf8\uae4c\uc9c0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM) \ucf54\uc778\uc774\ub780? \uad6d\uc81c \uc1a1\uae08\u00b7\ud1a0\ud070\ud654 \uc815\ub9ac | \ucf54\uc778\ud22c\ube57\" \/>\n<meta property=\"og:description\" content=\"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc740 2014\ub144\ubd80\ud130 \uad6d\uacbd \uc5c6\ub294 \uc1a1\uae08 \ud558\ub098\uc5d0 \uc9d1\uc911\ud574 \uc628 \uacb0\uc81c\ub9dd\uc785\ub2c8\ub2e4. \ub9ac\ud50c\uacfc\uc758 \uad00\uacc4, 3~5\ucd08 \uc815\uc0b0\uc758 \uc6d0\ub9ac, 2026\ub144 \ub514\uc9c0\ud138 \uc0c1\ud488 \ubd84\ub958\uc640 Protocol 27 \uc5c5\uadf8\ub808\uc774\ub4dc, RWA 12\uc5b5 \ub2ec\ub7ec\uc758 \uc758\ubbf8\uae4c\uc9c0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/\" \/>\n<meta property=\"og:site_name\" content=\"\ucf54\uc778\ud22c\ube57 \ube14\ub85c\uadf8\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-14T09:54:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/07\/XLM1_featured.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"\uc724\uc0c1\uc900\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"\uc724\uc0c1\uc900\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/what-is-stellar-xlm\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/what-is-stellar-xlm\\\/\"},\"author\":{\"name\":\"\uc724\uc0c1\uc900\",\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/#\\\/schema\\\/person\\\/83e6ec98cb1340a2c80259747aac16dd\"},\"headline\":\"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc774\ub780? \uc740\ud589 \uc5c6\ub294 \uad6d\uc81c \uc1a1\uae08, 12\ub144\uc9f8 \ud558\ub294 \uc77c\",\"datePublished\":\"2026-07-14T09:54:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/what-is-stellar-xlm\\\/\"},\"wordCount\":42,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/what-is-stellar-xlm\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/XLM1_featured.png\",\"keywords\":[\"RWA\",\"Stellar\",\"XLM\",\"\uacb0\uc81c \ucf54\uc778\",\"\uad6d\uc81c \uc1a1\uae08\",\"\ube14\ub85d\uccb4\uc778\",\"\uc18c\ub85c\ubc18\",\"\uc2a4\ud154\ub77c\",\"\uc2a4\ud154\ub77c\ub8e8\uba58\",\"\ud1a0\ud070\ud654\"],\"articleSection\":[\"\uc54c\ud2b8\ucf54\uc778\"],\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/cointobit.com\\\/blog\\\/what-is-stellar-xlm\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/what-is-stellar-xlm\\\/\",\"url\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/what-is-stellar-xlm\\\/\",\"name\":\"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM) \ucf54\uc778\uc774\ub780? \uad6d\uc81c \uc1a1\uae08\u00b7\ud1a0\ud070\ud654 \uc815\ub9ac | \ucf54\uc778\ud22c\ube57\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/what-is-stellar-xlm\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/what-is-stellar-xlm\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/XLM1_featured.png\",\"datePublished\":\"2026-07-14T09:54:37+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/#\\\/schema\\\/person\\\/83e6ec98cb1340a2c80259747aac16dd\"},\"description\":\"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc740 2014\ub144\ubd80\ud130 \uad6d\uacbd \uc5c6\ub294 \uc1a1\uae08 \ud558\ub098\uc5d0 \uc9d1\uc911\ud574 \uc628 \uacb0\uc81c\ub9dd\uc785\ub2c8\ub2e4. \ub9ac\ud50c\uacfc\uc758 \uad00\uacc4, 3~5\ucd08 \uc815\uc0b0\uc758 \uc6d0\ub9ac, 2026\ub144 \ub514\uc9c0\ud138 \uc0c1\ud488 \ubd84\ub958\uc640 Protocol 27 \uc5c5\uadf8\ub808\uc774\ub4dc, RWA 12\uc5b5 \ub2ec\ub7ec\uc758 \uc758\ubbf8\uae4c\uc9c0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/what-is-stellar-xlm\\\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cointobit.com\\\/blog\\\/what-is-stellar-xlm\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/what-is-stellar-xlm\\\/#primaryimage\",\"url\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/XLM1_featured.png\",\"contentUrl\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/XLM1_featured.png\",\"width\":1200,\"height\":630,\"caption\":\"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc774\ub780 \ubb34\uc5c7\uc778\uac00, \uad6d\uacbd \uc5c6\ub294 \uc1a1\uae08\uc744 \ub178\ub9ac\ub294 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\ub97c \uc124\uba85\ud558\ub294 \ub300\ud45c \uc774\ubbf8\uc9c0\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/what-is-stellar-xlm\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc774\ub780? \uc740\ud589 \uc5c6\ub294 \uad6d\uc81c \uc1a1\uae08, 12\ub144\uc9f8 \ud558\ub294 \uc77c\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/\",\"name\":\"\ucf54\uc778\ud22c\ube57 \ube14\ub85c\uadf8\",\"description\":\"\ud22c\uc790\uc790\ub97c \uc704\ud55c \uc554\ud638\ud654\ud3d0\u00b7\uc2dc\uc7a5 \uc778\uc0ac\uc774\ud2b8\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/#\\\/schema\\\/person\\\/83e6ec98cb1340a2c80259747aac16dd\",\"name\":\"\uc724\uc0c1\uc900\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5121d7e630a6f899a4763d92ffbd7fa79e02739f0e70dc5b0746af90089ada76?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5121d7e630a6f899a4763d92ffbd7fa79e02739f0e70dc5b0746af90089ada76?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5121d7e630a6f899a4763d92ffbd7fa79e02739f0e70dc5b0746af90089ada76?s=96&d=mm&r=g\",\"caption\":\"\uc724\uc0c1\uc900\"},\"description\":\"[\uc724\uc0c1\uc900]\uc740 \ubc14\uc774\ub0b8\uc2a4\uc640 \uc5c5\ube44\ud2b8 \ub4f1 \uad6d\ub0b4\uc678 \uac00\uc0c1\uc790\uc0b0 \uac70\ub798\uc18c\uc5d0\uc11c \ud604\ubb3c \ubc0f \ud30c\uc0dd\uc0c1\ud488 \ud2b8\ub808\uc774\ub529 \uacbd\ud5d8\uc744 \uc313\uc544\uc628 \uc2dc\uc7a5 \ucc38\uc5ec\uc790\uc785\ub2c8\ub2e4. \uc2dc\uc7a5 \uad6c\uc870\uc640 \uac00\uaca9 \ud750\ub984, \ud3ec\uc9c0\uc158 \uad00\ub9ac, \uc190\uc808 \uae30\uc900 \ub4f1 \uc2e4\uc804 \ub9e4\ub9e4\uc5d0\uc11c \ud544\uc694\ud55c \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc6d0\uce59\uc744 \uc911\uc2ec\uc73c\ub85c \ucf58\ud150\uce20\ub97c \uc791\uc131\ud569\ub2c8\ub2e4. \ub610\ud55c \uad6d\ub0b4\uc678 \ud2b8\ub808\uc774\ub529 \ub300\ud68c\uc5d0 \ucc38\uac00\ud574 [\ucc9c\ud558\uc81c\uc77c \ub2e8\ud0c0\ub300\ud68c\u00b72021\ub144]\uc5d0\uc11c [ \uc0c1\uc704 1%]\uc758 \uc131\uc801\uc744 \uae30\ub85d\ud55c \uacbd\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8\uae30 \uc218\uc775\ub960\uc774\ub098 \uacfc\uc7a5\ub41c \uc804\ub9dd\ubcf4\ub2e4\ub294 \uc2e4\uc81c \ub370\uc774\ud130\uc640 \uac80\uc99d \uac00\ub2a5\ud55c \uadfc\uac70\ub97c \ubc14\ud0d5\uc73c\ub85c \uc2dc\uc7a5\uc744 \ubd84\uc11d\ud558\uba70, \ub3c5\uc790\uac00 \ud22c\uc790 \ud310\ub2e8 \uacfc\uc815\uc5d0\uc11c \ub193\uce58\uae30 \uc26c\uc6b4 \uc704\ud5d8 \uc694\uc18c\ub97c \ud568\uaed8 \uc804\ub2ec\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4. \u203b \uc791\uc131\uc790\uc758 \ucf58\ud150\uce20\ub294 \uc815\ubcf4 \uc81c\uacf5 \ubc0f \uad50\uc721\uc744 \ubaa9\uc801\uc73c\ub85c \ud558\uba70, \ud2b9\uc815 \uac00\uc0c1\uc790\uc0b0\uc758 \ub9e4\uc218\u00b7\ub9e4\ub3c4\ub97c \uad8c\uc720\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uac00\uc0c1\uc790\uc0b0 \ud22c\uc790\ub294 \uc6d0\uae08 \uc190\uc2e4 \uac00\ub2a5\uc131\uc774 \uc788\uc73c\ubbc0\ub85c \ucd5c\uc885 \ud22c\uc790 \uacb0\uc815\uacfc \ucc45\uc784\uc740 \ud22c\uc790\uc790 \ubcf8\uc778\uc5d0\uac8c \uc788\uc2b5\ub2c8\ub2e4.\",\"url\":\"https:\\\/\\\/cointobit.com\\\/blog\\\/author\\\/yoousangjun\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM) \ucf54\uc778\uc774\ub780? \uad6d\uc81c \uc1a1\uae08\u00b7\ud1a0\ud070\ud654 \uc815\ub9ac | \ucf54\uc778\ud22c\ube57","description":"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc740 2014\ub144\ubd80\ud130 \uad6d\uacbd \uc5c6\ub294 \uc1a1\uae08 \ud558\ub098\uc5d0 \uc9d1\uc911\ud574 \uc628 \uacb0\uc81c\ub9dd\uc785\ub2c8\ub2e4. \ub9ac\ud50c\uacfc\uc758 \uad00\uacc4, 3~5\ucd08 \uc815\uc0b0\uc758 \uc6d0\ub9ac, 2026\ub144 \ub514\uc9c0\ud138 \uc0c1\ud488 \ubd84\ub958\uc640 Protocol 27 \uc5c5\uadf8\ub808\uc774\ub4dc, RWA 12\uc5b5 \ub2ec\ub7ec\uc758 \uc758\ubbf8\uae4c\uc9c0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/","og_locale":"ko_KR","og_type":"article","og_title":"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM) \ucf54\uc778\uc774\ub780? \uad6d\uc81c \uc1a1\uae08\u00b7\ud1a0\ud070\ud654 \uc815\ub9ac | \ucf54\uc778\ud22c\ube57","og_description":"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc740 2014\ub144\ubd80\ud130 \uad6d\uacbd \uc5c6\ub294 \uc1a1\uae08 \ud558\ub098\uc5d0 \uc9d1\uc911\ud574 \uc628 \uacb0\uc81c\ub9dd\uc785\ub2c8\ub2e4. \ub9ac\ud50c\uacfc\uc758 \uad00\uacc4, 3~5\ucd08 \uc815\uc0b0\uc758 \uc6d0\ub9ac, 2026\ub144 \ub514\uc9c0\ud138 \uc0c1\ud488 \ubd84\ub958\uc640 Protocol 27 \uc5c5\uadf8\ub808\uc774\ub4dc, RWA 12\uc5b5 \ub2ec\ub7ec\uc758 \uc758\ubbf8\uae4c\uc9c0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.","og_url":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/","og_site_name":"\ucf54\uc778\ud22c\ube57 \ube14\ub85c\uadf8","article_published_time":"2026-07-14T09:54:37+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/07\/XLM1_featured.png","type":"image\/png"}],"author":"\uc724\uc0c1\uc900","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"\uc724\uc0c1\uc900"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/#article","isPartOf":{"@id":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/"},"author":{"name":"\uc724\uc0c1\uc900","@id":"https:\/\/cointobit.com\/blog\/#\/schema\/person\/83e6ec98cb1340a2c80259747aac16dd"},"headline":"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc774\ub780? \uc740\ud589 \uc5c6\ub294 \uad6d\uc81c \uc1a1\uae08, 12\ub144\uc9f8 \ud558\ub294 \uc77c","datePublished":"2026-07-14T09:54:37+00:00","mainEntityOfPage":{"@id":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/"},"wordCount":42,"commentCount":0,"image":{"@id":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/#primaryimage"},"thumbnailUrl":"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/07\/XLM1_featured.png","keywords":["RWA","Stellar","XLM","\uacb0\uc81c \ucf54\uc778","\uad6d\uc81c \uc1a1\uae08","\ube14\ub85d\uccb4\uc778","\uc18c\ub85c\ubc18","\uc2a4\ud154\ub77c","\uc2a4\ud154\ub77c\ub8e8\uba58","\ud1a0\ud070\ud654"],"articleSection":["\uc54c\ud2b8\ucf54\uc778"],"inLanguage":"ko-KR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/","url":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/","name":"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM) \ucf54\uc778\uc774\ub780? \uad6d\uc81c \uc1a1\uae08\u00b7\ud1a0\ud070\ud654 \uc815\ub9ac | \ucf54\uc778\ud22c\ube57","isPartOf":{"@id":"https:\/\/cointobit.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/#primaryimage"},"image":{"@id":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/#primaryimage"},"thumbnailUrl":"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/07\/XLM1_featured.png","datePublished":"2026-07-14T09:54:37+00:00","author":{"@id":"https:\/\/cointobit.com\/blog\/#\/schema\/person\/83e6ec98cb1340a2c80259747aac16dd"},"description":"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc740 2014\ub144\ubd80\ud130 \uad6d\uacbd \uc5c6\ub294 \uc1a1\uae08 \ud558\ub098\uc5d0 \uc9d1\uc911\ud574 \uc628 \uacb0\uc81c\ub9dd\uc785\ub2c8\ub2e4. \ub9ac\ud50c\uacfc\uc758 \uad00\uacc4, 3~5\ucd08 \uc815\uc0b0\uc758 \uc6d0\ub9ac, 2026\ub144 \ub514\uc9c0\ud138 \uc0c1\ud488 \ubd84\ub958\uc640 Protocol 27 \uc5c5\uadf8\ub808\uc774\ub4dc, RWA 12\uc5b5 \ub2ec\ub7ec\uc758 \uc758\ubbf8\uae4c\uc9c0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.","breadcrumb":{"@id":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/#primaryimage","url":"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/07\/XLM1_featured.png","contentUrl":"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/07\/XLM1_featured.png","width":1200,"height":630,"caption":"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc774\ub780 \ubb34\uc5c7\uc778\uac00, \uad6d\uacbd \uc5c6\ub294 \uc1a1\uae08\uc744 \ub178\ub9ac\ub294 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\ub97c \uc124\uba85\ud558\ub294 \ub300\ud45c \uc774\ubbf8\uc9c0"},{"@type":"BreadcrumbList","@id":"https:\/\/cointobit.com\/blog\/what-is-stellar-xlm\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cointobit.com\/blog\/"},{"@type":"ListItem","position":2,"name":"\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc774\ub780? \uc740\ud589 \uc5c6\ub294 \uad6d\uc81c \uc1a1\uae08, 12\ub144\uc9f8 \ud558\ub294 \uc77c"}]},{"@type":"WebSite","@id":"https:\/\/cointobit.com\/blog\/#website","url":"https:\/\/cointobit.com\/blog\/","name":"\ucf54\uc778\ud22c\ube57 \ube14\ub85c\uadf8","description":"\ud22c\uc790\uc790\ub97c \uc704\ud55c \uc554\ud638\ud654\ud3d0\u00b7\uc2dc\uc7a5 \uc778\uc0ac\uc774\ud2b8","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cointobit.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Person","@id":"https:\/\/cointobit.com\/blog\/#\/schema\/person\/83e6ec98cb1340a2c80259747aac16dd","name":"\uc724\uc0c1\uc900","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/secure.gravatar.com\/avatar\/5121d7e630a6f899a4763d92ffbd7fa79e02739f0e70dc5b0746af90089ada76?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5121d7e630a6f899a4763d92ffbd7fa79e02739f0e70dc5b0746af90089ada76?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5121d7e630a6f899a4763d92ffbd7fa79e02739f0e70dc5b0746af90089ada76?s=96&d=mm&r=g","caption":"\uc724\uc0c1\uc900"},"description":"[\uc724\uc0c1\uc900]\uc740 \ubc14\uc774\ub0b8\uc2a4\uc640 \uc5c5\ube44\ud2b8 \ub4f1 \uad6d\ub0b4\uc678 \uac00\uc0c1\uc790\uc0b0 \uac70\ub798\uc18c\uc5d0\uc11c \ud604\ubb3c \ubc0f \ud30c\uc0dd\uc0c1\ud488 \ud2b8\ub808\uc774\ub529 \uacbd\ud5d8\uc744 \uc313\uc544\uc628 \uc2dc\uc7a5 \ucc38\uc5ec\uc790\uc785\ub2c8\ub2e4. \uc2dc\uc7a5 \uad6c\uc870\uc640 \uac00\uaca9 \ud750\ub984, \ud3ec\uc9c0\uc158 \uad00\ub9ac, \uc190\uc808 \uae30\uc900 \ub4f1 \uc2e4\uc804 \ub9e4\ub9e4\uc5d0\uc11c \ud544\uc694\ud55c \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc6d0\uce59\uc744 \uc911\uc2ec\uc73c\ub85c \ucf58\ud150\uce20\ub97c \uc791\uc131\ud569\ub2c8\ub2e4. \ub610\ud55c \uad6d\ub0b4\uc678 \ud2b8\ub808\uc774\ub529 \ub300\ud68c\uc5d0 \ucc38\uac00\ud574 [\ucc9c\ud558\uc81c\uc77c \ub2e8\ud0c0\ub300\ud68c\u00b72021\ub144]\uc5d0\uc11c [ \uc0c1\uc704 1%]\uc758 \uc131\uc801\uc744 \uae30\ub85d\ud55c \uacbd\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8\uae30 \uc218\uc775\ub960\uc774\ub098 \uacfc\uc7a5\ub41c \uc804\ub9dd\ubcf4\ub2e4\ub294 \uc2e4\uc81c \ub370\uc774\ud130\uc640 \uac80\uc99d \uac00\ub2a5\ud55c \uadfc\uac70\ub97c \ubc14\ud0d5\uc73c\ub85c \uc2dc\uc7a5\uc744 \ubd84\uc11d\ud558\uba70, \ub3c5\uc790\uac00 \ud22c\uc790 \ud310\ub2e8 \uacfc\uc815\uc5d0\uc11c \ub193\uce58\uae30 \uc26c\uc6b4 \uc704\ud5d8 \uc694\uc18c\ub97c \ud568\uaed8 \uc804\ub2ec\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4. \u203b \uc791\uc131\uc790\uc758 \ucf58\ud150\uce20\ub294 \uc815\ubcf4 \uc81c\uacf5 \ubc0f \uad50\uc721\uc744 \ubaa9\uc801\uc73c\ub85c \ud558\uba70, \ud2b9\uc815 \uac00\uc0c1\uc790\uc0b0\uc758 \ub9e4\uc218\u00b7\ub9e4\ub3c4\ub97c \uad8c\uc720\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uac00\uc0c1\uc790\uc0b0 \ud22c\uc790\ub294 \uc6d0\uae08 \uc190\uc2e4 \uac00\ub2a5\uc131\uc774 \uc788\uc73c\ubbc0\ub85c \ucd5c\uc885 \ud22c\uc790 \uacb0\uc815\uacfc \ucc45\uc784\uc740 \ud22c\uc790\uc790 \ubcf8\uc778\uc5d0\uac8c \uc788\uc2b5\ub2c8\ub2e4.","url":"https:\/\/cointobit.com\/blog\/author\/yoousangjun\/"}]}},"_links":{"self":[{"href":"https:\/\/cointobit.com\/blog\/wp-json\/wp\/v2\/posts\/688","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cointobit.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cointobit.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cointobit.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cointobit.com\/blog\/wp-json\/wp\/v2\/comments?post=688"}],"version-history":[{"count":0,"href":"https:\/\/cointobit.com\/blog\/wp-json\/wp\/v2\/posts\/688\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cointobit.com\/blog\/wp-json\/wp\/v2\/media\/682"}],"wp:attachment":[{"href":"https:\/\/cointobit.com\/blog\/wp-json\/wp\/v2\/media?parent=688"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cointobit.com\/blog\/wp-json\/wp\/v2\/categories?post=688"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cointobit.com\/blog\/wp-json\/wp\/v2\/tags?post=688"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}