{"id":166,"date":"2026-06-29T23:04:38","date_gmt":"2026-06-29T14:04:38","guid":{"rendered":"https:\/\/cointobit.com\/blog\/what-is-cbdc\/"},"modified":"2026-06-29T23:04:38","modified_gmt":"2026-06-29T14:04:38","slug":"what-is-cbdc","status":"publish","type":"post","link":"https:\/\/cointobit.com\/blog\/what-is-cbdc\/","title":{"rendered":"CBDC(\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138\ud654\ud3d0)\ub780? \uc885\ub958\u00b7\ucc28\uc774\u00b7\uc7a5\ub2e8\uc810\u00b7\ub3d9\ud5a5 \uc815\ub9ac"},"content":{"rendered":"<div style=\"max-width:800px;margin:0 auto;font-family:'Pretendard','Noto Sans KR','Apple SD Gothic Neo',sans-serif;line-height:1.8;color:#1f2733;font-size:17px;word-break:keep-all;\">\n<p style=\"font-size:18px;color:#3a4453;\">\ud604\uae08\uc744 \uc810\uc810 \ub35c \uc4f0\ub294 \uc2dc\ub300, \uac01\uad6d \uc911\uc559\uc740\ud589\uc774 \uc9c1\uc811 \ubc1c\ud589\ud558\ub294 &#8216;\ub514\uc9c0\ud138 \ubc95\uc815\ud654\ud3d0&#8217;\uac00 \uc8fc\ubaa9\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubc14\ub85c <strong>CBDC(\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138\ud654\ud3d0)<\/strong>\uc785\ub2c8\ub2e4. \ube44\ud2b8\ucf54\uc778 \uac19\uc740 \uc554\ud638\ud654\ud3d0\uc640\ub3c4, \ud14c\ub354 \uac19\uc740 \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uacfc\ub3c4 \ub2e4\ub974\uc8e0. \uc774 \uae00\uc5d0\uc11c\ub294 CBDC\uc758 \uac1c\ub150\uacfc \uc885\ub958, \uc2a4\ud14c\uc774\ube14\ucf54\uc778\u00b7\uc554\ud638\ud654\ud3d0\uc640\uc758 \ucc28\uc774, \uc7a5\uc810\uacfc \uc6b0\ub824, \uae00\ub85c\ubc8c \ub3d9\ud5a5\uae4c\uc9c0 \uc815\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n<div style=\"background:#f3f6fb;border:1px solid #dbe3ef;border-left:5px solid #4D7CFE;border-radius:12px;padding:22px 24px;margin:28px 0;\">\n<div style=\"font-weight:800;color:#2b3a55;margin-bottom:12px;font-size:16px;\">\ud55c\ub208\uc5d0 \ubcf4\ub294 \ud575\uc2ec \uc694\uc57d<\/div>\n<ul style=\"margin:0;padding-left:20px;color:#37425a;\">\n<li style=\"margin-bottom:8px;\">CBDC\ub294 <strong>\uc911\uc559\uc740\ud589\uc774 \ubc1c\ud589\ud558\ub294 \ub514\uc9c0\ud138 \ud615\ud0dc\uc758 \ubc95\uc815\ud654\ud3d0<\/strong>\ub85c, \ud604\uae08\uacfc \ub3d9\uc77c\ud55c \uac00\uce58\ub97c \uac00\uc9d1\ub2c8\ub2e4.<\/li>\n<li style=\"margin-bottom:8px;\">\ud06c\uac8c <strong>\uc77c\ubc18\uc778\uc774 \uc4f0\ub294 \uc18c\ub9e4\ud615(retail)\uacfc \uc740\ud589 \uac04 \uacb0\uc81c\uc6a9 \ub3c4\ub9e4\ud615(wholesale)<\/strong>\uc73c\ub85c \ub098\ub269\ub2c8\ub2e4.<\/li>\n<li style=\"margin-bottom:8px;\"><strong>\ubc1c\ud589 \uc8fc\uccb4\uac00 \uad6d\uac00<\/strong>\ub77c\ub294 \uc810\uc5d0\uc11c \ubbfc\uac04\uc774 \ubc1c\ud589\ud558\ub294 \uc2a4\ud14c\uc774\ube14\ucf54\uc778\u00b7\uc554\ud638\ud654\ud3d0\uc640 \uadfc\ubcf8\uc801\uc73c\ub85c \ub2e4\ub985\ub2c8\ub2e4.<\/li>\n<li style=\"margin-bottom:8px;\">\uacb0\uc81c \ud6a8\uc728\u00b7\uae08\uc735 \ud3ec\uc6a9 \uac19\uc740 \uc7a5\uc810\uacfc \ud568\uaed8 <strong>\ud504\ub77c\uc774\ubc84\uc2dc\u00b7\ud1b5\uc81c \uc6b0\ub824<\/strong>\uac00 \ud575\uc2ec \uc7c1\uc810\uc785\ub2c8\ub2e4.<\/li>\n<li style=\"margin-bottom:0px;\">\uc911\uad6d(\ub514\uc9c0\ud138 \uc704\uc548)\u00b7\uc720\ub7fd(\ub514\uc9c0\ud138 \uc720\ub85c) \ub4f1 <strong>\ub2e4\uc218 \uad6d\uac00\uac00 \ub3c4\uc785\u00b7\uac80\ud1a0<\/strong> \uc911\uc785\ub2c8\ub2e4.<\/li>\n<\/ul><\/div>\n<h2 style=\"font-size:26px;font-weight:800;color:#141b28;margin:44px 0 14px;border-bottom:2px solid #eef1f6;padding-bottom:10px;\">CBDC\ub780?<\/h2>\n<p>CBDC\ub294 <strong>Central Bank Digital Currency<\/strong>\uc758 \uc57d\uc790\ub85c, \uc911\uc559\uc740\ud589\uc774 \ubc1c\ud589\ud558\ub294 <strong>\ub514\uc9c0\ud138 \ud615\ud0dc\uc758 \ubc95\uc815\ud654\ud3d0<\/strong>\uc785\ub2c8\ub2e4. \uc6b0\ub9ac\uac00 \uc4f0\ub294 \uc9c0\ud3d0\u00b7\ub3d9\uc804\uc744 \ub514\uc9c0\ud138\ub85c \uc62e\uae34 \uac83\uc774\ub77c \ubcf4\uba74 \uc27d\uc2b5\ub2c8\ub2e4. 1\uc6d0\uc758 CBDC\ub294 1\uc6d0\uc758 \ud604\uae08\uacfc \ub611\uac19\uc740 \uac00\uce58\uc640 \ubc95\uc801 \uc9c0\uc704\ub97c \uac00\uc9d1\ub2c8\ub2e4.<\/p>\n<figure style=\"margin:30px 0;\">\n    <img decoding=\"async\" src=\"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/06\/CBDC_2_concept.png\" alt=\"CBDC \uac1c\ub150\uc744 \uc0c1\uc9d5\ud558\ub294 \uc774\ubbf8\uc9c0 \u2014 \uc911\uc559\uc740\ud589\uc774 \ubc1c\ud589\ud55c \ub514\uc9c0\ud138 \ubc95\uc815\ud654\ud3d0\uac00 \uc9c0\uac11\uacfc \uacb0\uc81c\ub9dd\uc73c\ub85c \uc5f0\uacb0\ub418\ub294 \uc7a5\uba74\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" \/><figcaption style=\"text-align:center;color:#7a8699;font-size:14px;margin-top:10px;\">\u25b2 \uc911\uc559\uc740\ud589\uc774 \ubc1c\ud589\ud558\ub294 \ub514\uc9c0\ud138 \ubc95\uc815\ud654\ud3d0, CBDC\uc758 \uae30\ubcf8 \uac1c\ub150.<\/figcaption><\/figure>\n<p>\ud575\uc2ec\uc740 &#8216;\ub204\uac00 \ubc1c\ud589\ud558\ub290\ub0d0&#8217;\uc785\ub2c8\ub2e4. CBDC\ub294 \ubbfc\uac04 \uae30\uc5c5\uc774 \uc544\ub2c8\ub77c <strong>\uad6d\uac00(\uc911\uc559\uc740\ud589)<\/strong>\uac00 \uc9c1\uc811 \ubc1c\ud589\ud558\uace0 \uac00\uce58\ub97c \ubcf4\uc99d\ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc740\ud589 \uc608\uae08\uc774\ub098 \ubbfc\uac04 \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uacfc \ub2ec\ub9ac \ubc1c\ud589\uc0ac \ubd80\ub3c4 \uc704\ud5d8\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 style=\"font-size:26px;font-weight:800;color:#141b28;margin:44px 0 14px;border-bottom:2px solid #eef1f6;padding-bottom:10px;\">CBDC\uc758 \uc885\ub958 \u2014 \uc18c\ub9e4\ud615 vs \ub3c4\ub9e4\ud615<\/h2>\n<p>CBDC\ub294 \ub204\uac00 \uc4f0\ub290\ub0d0\uc5d0 \ub530\ub77c \ub450 \uac00\uc9c0\ub85c \ub098\ub269\ub2c8\ub2e4.<\/p>\n<figure style=\"margin:30px 0;\">\n    <img decoding=\"async\" src=\"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/06\/CBDC_3_types.png\" alt=\"CBDC \uc885\ub958\ub97c \uc0c1\uc9d5\ud558\ub294 \uc774\ubbf8\uc9c0 \u2014 \uac1c\uc778 \uacb0\uc81c\uc6a9 \uc18c\ub9e4\ud615 CBDC\uc640 \uae08\uc735\uae30\uad00 \uacb0\uc81c\uc6a9 \ub3c4\ub9e4\ud615 CBDC\uac00 \uc911\uc559\uc740\ud589 \uc778\ud504\ub77c\uc5d0 \uc5f0\uacb0\ub41c \uc7a5\uba74\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" \/><figcaption style=\"text-align:center;color:#7a8699;font-size:14px;margin-top:10px;\">\u25b2 \uc18c\ub9e4\ud615 CBDC\uc640 \ub3c4\ub9e4\ud615 CBDC\ub294 \uc0ac\uc6a9 \ub300\uc0c1\uacfc \ubaa9\uc801\uc774 \ub2e4\ub974\ub2e4.<\/figcaption><\/figure>\n<ul style=\"padding-left:20px;\">\n<li style=\"margin-bottom:8px;\"><strong>\uc18c\ub9e4\ud615(Retail) CBDC<\/strong> : \uc77c\ubc18 \uad6d\ubbfc\uacfc \uae30\uc5c5\uc774 \uc77c\uc0c1 \uacb0\uc81c\u00b7\uc1a1\uae08\uc5d0 \uc4f0\ub294 \ub514\uc9c0\ud138 \ud654\ud3d0\uc785\ub2c8\ub2e4. &#8216;\ub514\uc9c0\ud138 \ud604\uae08&#8217;\uc5d0 \uac00\uae5d\uc2b5\ub2c8\ub2e4.<\/li>\n<li style=\"margin-bottom:0;\"><strong>\ub3c4\ub9e4\ud615(Wholesale) CBDC<\/strong> : \uc740\ud589 \ub4f1 \uae08\uc735\uae30\uad00 \uac04 \ub300\uaddc\ubaa8 \uacb0\uc81c\u00b7\uccad\uc0b0\uc5d0 \uc4f0\uc774\ub294 \ub514\uc9c0\ud138 \ud654\ud3d0\ub85c, \uc77c\ubc18\uc778\uc740 \uc9c1\uc811 \uc4f0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2 style=\"font-size:26px;font-weight:800;color:#141b28;margin:44px 0 14px;border-bottom:2px solid #eef1f6;padding-bottom:10px;\">CBDC vs \uc2a4\ud14c\uc774\ube14\ucf54\uc778 vs \uc554\ud638\ud654\ud3d0<\/h2>\n<p>\uc14b \ub2e4 &#8216;\ub514\uc9c0\ud138 \ud654\ud3d0&#8217;\ucc98\ub7fc \ubcf4\uc774\uc9c0\ub9cc, \ubc1c\ud589 \uc8fc\uccb4\uc640 \uac00\uce58 \ubcf4\uc99d\uc774 \uc804\ud600 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n<figure style=\"margin:30px 0;\">\n    <img decoding=\"async\" src=\"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/06\/CBDC_4_compare.png\" alt=\"CBDC\uc640 \uc2a4\ud14c\uc774\ube14\ucf54\uc778, \uc554\ud638\ud654\ud3d0 \ucc28\uc774\ub97c \uc0c1\uc9d5\ud558\ub294 \uc774\ubbf8\uc9c0 \u2014 \uc815\ubd80 \ubc1c\ud589 \ub514\uc9c0\ud138\ud654\ud3d0, \ubbfc\uac04 \ub2ec\ub7ec \ud1a0\ud070, \ud0c8\uc911\uc559 \uc554\ud638\uc790\uc0b0\uc758 \uc138 \uac08\ub798 \uacb0\uc81c \ub808\uc77c\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" \/><figcaption style=\"text-align:center;color:#7a8699;font-size:14px;margin-top:10px;\">\u25b2 CBDC, \uc2a4\ud14c\uc774\ube14\ucf54\uc778, \uc554\ud638\ud654\ud3d0\ub294 \ubc1c\ud589 \uc8fc\uccb4\uc640 \uc2e0\ub8b0 \uad6c\uc870\uac00 \ub2e4\ub974\ub2e4.<\/figcaption><\/figure>\n<ul style=\"padding-left:20px;\">\n<li style=\"margin-bottom:8px;\"><strong>CBDC<\/strong> : \uad6d\uac00(\uc911\uc559\uc740\ud589)\uac00 \ubc1c\ud589\u00b7\ubcf4\uc99d\ud558\ub294 \ubc95\uc815\ud654\ud3d0. \uac00\uce58 \uc548\uc815, \uc911\uc559 \ud1b5\uc81c.<\/li>\n<li style=\"margin-bottom:8px;\"><strong>\uc2a4\ud14c\uc774\ube14\ucf54\uc778<\/strong> : \ubbfc\uac04 \uae30\uc5c5\uc774 \ubc1c\ud589\ud558\uace0 \ub2ec\ub7ec \ub4f1\uc5d0 \uac00\uce58\ub97c \uace0\uc815. \ubc1c\ud589\uc0ac \uc2e0\ub8b0\uac00 \ud544\uc694.<\/li>\n<li style=\"margin-bottom:0;\"><strong>\uc554\ud638\ud654\ud3d0(\ube44\ud2b8\ucf54\uc778 \ub4f1)<\/strong> : \ubc1c\ud589 \uc8fc\uccb4\uac00 \uc5c6\uace0 \uac00\uce58\uac00 \uc2dc\uc7a5\uc5d0\uc11c \uacb0\uc815. \ubcc0\ub3d9\uc131\uc774 \ud07c.<\/li>\n<\/ul>\n<p>\ucc38\uace0\ub85c \ucd5c\uadfc\uc5d0\ub294 \ubbfc\uac04 \uc601\uc5ed\uc5d0\uc11c\ub3c4 &#8216;\ud504\ub85c\uadf8\ub798\ubc0d \uac00\ub2a5\ud55c \ub3c8(\ud504\ub85c\uadf8\ub798\uba38\ube14 \uba38\ub2c8)&#8217; \uacbd\uc7c1\uc774 \ub2ec\uc544\uc624\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p style=\"margin-top:14px;color:#37425a;\">\uad00\ub828\ud574 <a href=\"https:\/\/www.coinddak.com\/news\/articleView.html?idxno=6565\" rel=\"noopener\" style=\"color:#4D7CFE;font-weight:600;\">\uc544\uba55\uc2a4\ub3c4 \uc2a4\ud14c\uc774\ube14\ucf54\uc778\u00b7\ud504\ub85c\uadf8\ub798\uba38\ube14 \uba38\ub2c8 \uc0ac\uc5c5\uc5d0 \ubcf8\uaca9 \uc9c4\ucd9c\ud55c\ub2e4\ub294 \uc18c\uc2dd<\/a>\ub3c4 \ud568\uaed8 \ubcf4\uba74 \uc2dc\uc7a5 \ud750\ub984\uc744 \uc774\ud574\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<h2 style=\"font-size:26px;font-weight:800;color:#141b28;margin:44px 0 14px;border-bottom:2px solid #eef1f6;padding-bottom:10px;\">CBDC\uc758 \uc7a5\uc810\uacfc \uc6b0\ub824<\/h2>\n<p>CBDC\ub294 \ubd84\uba85\ud55c \ud6a8\uc6a9\uacfc \ud568\uaed8 \uc0ac\ud68c\uc801 \uc7c1\uc810\ub3c4 \uc548\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<figure style=\"margin:30px 0;\">\n    <img decoding=\"async\" src=\"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/06\/CBDC_5_proscons.png\" alt=\"CBDC \uc7a5\uc810\uacfc \uc6b0\ub824\ub97c \uc0c1\uc9d5\ud558\ub294 \uc774\ubbf8\uc9c0 \u2014 \ube60\ub978 \uacb0\uc81c\uc640 \uae08\uc735\ud3ec\uc6a9, \ud504\ub77c\uc774\ubc84\uc2dc\uc640 \ud1b5\uc81c \uc6b0\ub824\uac00 \ud568\uaed8 \ud45c\ud604\ub41c \ub514\uc9c0\ud138 \uae08\uc735 \uc7a5\uba74\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" \/><figcaption style=\"text-align:center;color:#7a8699;font-size:14px;margin-top:10px;\">\u25b2 CBDC\ub294 \ud6a8\uc728\uc131\uacfc \uac1c\uc778\uc815\ubcf4\u00b7\ud1b5\uc81c \uc774\uc288\ub97c \ud568\uaed8 \ubd10\uc57c \ud55c\ub2e4.<\/figcaption><\/figure>\n<ul style=\"padding-left:20px;\">\n<li style=\"margin-bottom:8px;\"><strong>\uc7a5\uc810 \u2014 \uacb0\uc81c \ud6a8\uc728<\/strong> : \ube60\ub974\uace0 \uc800\ub834\ud55c \uacb0\uc81c\u00b7\uc1a1\uae08, 24\uc2dc\uac04 \uc815\uc0b0\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<li style=\"margin-bottom:8px;\"><strong>\uc7a5\uc810 \u2014 \uae08\uc735 \ud3ec\uc6a9<\/strong> : \uc740\ud589 \uacc4\uc88c\uac00 \uc5c6\ub294 \uc0ac\ub78c\ub3c4 \ub514\uc9c0\ud138 \ud654\ud3d0\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li style=\"margin-bottom:8px;\"><strong>\uc6b0\ub824 \u2014 \ud504\ub77c\uc774\ubc84\uc2dc<\/strong> : \uac70\ub798 \ub0b4\uc5ed\uc774 \uc911\uc559\uc5d0 \uc9d1\uc911\ub3fc \uac10\uc2dc\u00b7\ucd94\uc801 \uc6b0\ub824\uac00 \uc81c\uae30\ub429\ub2c8\ub2e4.<\/li>\n<li style=\"margin-bottom:0;\"><strong>\uc6b0\ub824 \u2014 \ud1b5\uc81c\u00b7\uc740\ud589 \uc601\ud5a5<\/strong> : \uc790\uae08 \ud1b5\uc81c \uac00\ub2a5\uc131\uacfc \uc2dc\uc911\uc740\ud589 \uc608\uae08 \uc774\ud0c8 \uc6b0\ub824\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2 style=\"font-size:26px;font-weight:800;color:#141b28;margin:44px 0 14px;border-bottom:2px solid #eef1f6;padding-bottom:10px;\">\uae00\ub85c\ubc8c CBDC \ub3d9\ud5a5<\/h2>\n<p>\uc804 \uc138\uacc4 \ub300\ub2e4\uc218 \uc911\uc559\uc740\ud589\uc774 CBDC\ub97c \uc5f0\uad6c\u00b7\uc2dc\ubc94 \uc6b4\uc601\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<figure style=\"margin:30px 0;\">\n    <img decoding=\"async\" src=\"https:\/\/cointobit.com\/blog\/wp-content\/uploads\/2026\/06\/CBDC_6_global.png\" alt=\"\uae00\ub85c\ubc8c CBDC \ub3d9\ud5a5\uc744 \uc0c1\uc9d5\ud558\ub294 \uc774\ubbf8\uc9c0 \u2014 \uc804 \uc138\uacc4 \uc911\uc559\uc740\ud589\ub4e4\uc774 \ub514\uc9c0\ud138 \ud1b5\ud654 \uc2e4\ud5d8\uacfc \uad6d\uac00 \uac04 \uacb0\uc81c\ub9dd\uc744 \uc5f0\uacb0\ud558\ub294 \uc7a5\uba74\" style=\"width:100%;height:auto;border-radius:12px;display:block;\" \/><figcaption style=\"text-align:center;color:#7a8699;font-size:14px;margin-top:10px;\">\u25b2 \uc8fc\uc694\uad6d\uc740 CBDC\ub97c \uacb0\uc81c \uc778\ud504\ub77c\uc640 \ud1b5\ud654\uc815\ucc45 \uad00\uc810\uc5d0\uc11c \uc2e4\ud5d8\ud558\uace0 \uc788\ub2e4.<\/figcaption><\/figure>\n<p>\uc911\uad6d\uc740 <strong>\ub514\uc9c0\ud138 \uc704\uc548(e-CNY)<\/strong>\uc73c\ub85c \uac00\uc7a5 \uc55e\uc11c \uc788\uace0, \uc720\ub7fd\uc911\uc559\uc740\ud589\uc740 <strong>\ub514\uc9c0\ud138 \uc720\ub85c<\/strong>\ub97c \uc900\ube44 \uc911\uc785\ub2c8\ub2e4. \ud55c\uad6d\uc740\ud589\ub3c4 \uc2dc\ubc94 \uc0ac\uc5c5\uc744 \uc9c4\ud589\ud588\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \ubbf8\uad6d\ucc98\ub7fc \ud504\ub77c\uc774\ubc84\uc2dc\u00b7\ubbfc\uac04 \uc601\uc5ed \uc6b0\ub824\ub85c \uc2e0\uc911\ud55c \uc785\uc7a5\uc744 \ucde8\ud558\ub294 \uad6d\uac00\ub3c4 \uc788\uc5b4, \ub3c4\uc785 \uc18d\ub3c4\uc640 \ud615\ud0dc\ub294 \ub098\ub77c\ub9c8\ub2e4 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n<h2 style=\"font-size:26px;font-weight:800;color:#141b28;margin:44px 0 14px;border-bottom:2px solid #eef1f6;padding-bottom:10px;\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<\/h2>\n<div style=\"margin-bottom:18px;\">\n<p style=\"font-weight:700;color:#1c2533;margin:0 0 6px;\">Q. CBDC\ub294 \ube44\ud2b8\ucf54\uc778\uacfc \ubb34\uc5c7\uc774 \ub2e4\ub978\uac00\uc694?<\/p>\n<p style=\"margin:0;color:#37425a;\">CBDC\ub294 \uad6d\uac00\uac00 \ubc1c\ud589\u00b7\ubcf4\uc99d\ud558\ub294 \ubc95\uc815\ud654\ud3d0\ub85c \uac00\uce58\uac00 \uc548\uc815\uc801\uc774\uc9c0\ub9cc, \ube44\ud2b8\ucf54\uc778\uc740 \ubc1c\ud589 \uc8fc\uccb4\uac00 \uc5c6\uace0 \uac00\uce58\uac00 \uc2dc\uc7a5\uc5d0\uc11c \uc815\ud574\uc838 \ubcc0\ub3d9\uc131\uc774 \ud07d\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div style=\"margin-bottom:18px;\">\n<p style=\"font-weight:700;color:#1c2533;margin:0 0 6px;\">Q. CBDC\uc640 \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc758 \ucc28\uc774\ub294?<\/p>\n<p style=\"margin:0;color:#37425a;\">\ub458 \ub2e4 \uac00\uce58\uac00 \uc548\uc815\uc801\uc774\uc9c0\ub9cc, CBDC\ub294 \uc911\uc559\uc740\ud589\uc774, \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc740 \ubbfc\uac04 \uae30\uc5c5\uc774 \ubc1c\ud589\ud569\ub2c8\ub2e4. CBDC\ub294 \ubc95\uc815\ud654\ud3d0 \uadf8 \uc790\uccb4\uc785\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div style=\"margin-bottom:18px;\">\n<p style=\"font-weight:700;color:#1c2533;margin:0 0 6px;\">Q. \uc18c\ub9e4\ud615\uacfc \ub3c4\ub9e4\ud615 CBDC\ub294 \uc5b4\ub5bb\uac8c \ub2e4\ub978\uac00\uc694?<\/p>\n<p style=\"margin:0;color:#37425a;\">\uc18c\ub9e4\ud615\uc740 \uc77c\ubc18 \uad6d\ubbfc\uc774 \uacb0\uc81c\u00b7\uc1a1\uae08\uc5d0 \uc4f0\ub294 \ub514\uc9c0\ud138 \ud604\uae08\uc774\uace0, \ub3c4\ub9e4\ud615\uc740 \uc740\ud589 \ub4f1 \uae08\uc735\uae30\uad00 \uac04 \uacb0\uc81c\uc5d0 \uc4f0\uc785\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div style=\"margin-bottom:18px;\">\n<p style=\"font-weight:700;color:#1c2533;margin:0 0 6px;\">Q. CBDC\uac00 \ub3c4\uc785\ub418\uba74 \ud604\uae08\uc740 \uc0ac\ub77c\uc9c0\ub098\uc694?<\/p>\n<p style=\"margin:0;color:#37425a;\">\ub300\ubd80\ubd84\uc758 \uad6d\uac00\ub294 \ud604\uae08\uacfc CBDC\ub97c \ud568\uaed8 \uc4f0\ub294 \ubc29\ud5a5\uc744 \uac80\ud1a0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc7a5 \ud604\uae08\uc744 \uc5c6\uc560\uae30\ubcf4\ub2e4 \uc120\ud0dd\uc9c0\ub97c \ub298\ub9ac\ub294 \uc811\uadfc\uc785\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div style=\"margin-bottom:0;\">\n<p style=\"font-weight:700;color:#1c2533;margin:0 0 6px;\">Q. \ud55c\uad6d\ub3c4 CBDC\ub97c \ub3c4\uc785\ud558\ub098\uc694?<\/p>\n<p style=\"margin:0;color:#37425a;\">\ud55c\uad6d\uc740\ud589\uc774 \uc2dc\ubc94 \uc0ac\uc5c5\uc744 \uc9c4\ud589\ud558\ub294 \ub4f1 \uac80\ud1a0 \ub2e8\uacc4\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ub3c4\uc785 \uc5ec\ubd80\u00b7\uc2dc\uae30\ub294 \uc815\ucc45\uc801\uc73c\ub85c \uacb0\uc815\ub420 \uc0ac\uc548\uc785\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<h2 style=\"font-size:26px;font-weight:800;color:#141b28;margin:44px 0 14px;border-bottom:2px solid #eef1f6;padding-bottom:10px;\">\ub9c8\ubb34\ub9ac<\/h2>\n<p>CBDC\ub294 &#8216;\uad6d\uac00\uac00 \ubc1c\ud589\ud558\ub294 \ub514\uc9c0\ud138 \ud654\ud3d0&#8217;\ub85c, \uacb0\uc81c\uc758 \ubbf8\ub798\ub97c \ubc14\uafc0 \uc7a0\uc7ac\ub825\uacfc \ub3d9\uc2dc\uc5d0 \ud504\ub77c\uc774\ubc84\uc2dc\u00b7\ud1b5\uc81c\ub77c\ub294 \ubb35\uc9c1\ud55c \uc9c8\ubb38\uc744 \ub358\uc9d1\ub2c8\ub2e4. \uc2a4\ud14c\uc774\ube14\ucf54\uc778\u00b7\uc554\ud638\ud654\ud3d0\uc640 \ud63c\ub3d9\ud558\uae30 \uc27d\uc9c0\ub9cc, &#8216;\ub204\uac00 \ubc1c\ud589\ud558\uace0 \ubcf4\uc99d\ud558\ub290\ub0d0&#8217;\ub97c \uae30\uc900\uc73c\ub85c \ubcf4\uba74 \uba85\ud655\ud788 \uad6c\ubd84\ub429\ub2c8\ub2e4. \uc55e\uc73c\ub85c \uac01\uad6d\uc758 \ub3c4\uc785 \ubc29\uc2dd\uacfc \ud504\ub77c\uc774\ubc84\uc2dc \ubcf4\ud638 \uc124\uacc4\ub97c \ud568\uaed8 \uc9c0\ucf1c\ubcf4\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p style=\"font-size:13px;color:#9aa4b4;margin-top:30px;border-top:1px solid #eef1f6;padding-top:16px;\">\n    \u203b \ubcf8 \ucf58\ud150\uce20\ub294 CBDC(\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138\ud654\ud3d0) \uc774\ud574\ub97c \ub3d5\uae30 \uc704\ud55c \uc815\ubcf4 \uc81c\uacf5\uc6a9\uc774\uba70, \ud22c\uc790 \uad8c\uc720\uac00 \uc544\ub2d9\ub2c8\ub2e4. \uad00\ub828 \uc790\uc0b0\u00b7\uc11c\ube44\uc2a4\ub294 \uac00\uce58 \ubcc0\ub3d9\u00b7\uaddc\uc81c \ub4f1 \uc704\ud5d8\uc774 \ub530\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n  <\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ud604\uae08\uc744 \uc810\uc810 \ub35c \uc4f0\ub294 \uc2dc\ub300, \uac01\uad6d \uc911\uc559\uc740\ud589\uc774 \uc9c1\uc811 \ubc1c\ud589\ud558\ub294 &#8216;\ub514\uc9c0\ud138 \ubc95\uc815\ud654\ud3d0&#8217;\uac00 \uc8fc\ubaa9\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubc14\ub85c CBDC(\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138\ud654\ud3d0)\uc785\ub2c8\ub2e4. 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